Nordea Specialization Studies 2Laajuus (3 cr)

Objective

The object of the course
Having taken the course you understand the basic theoretical concepts of lending and apply them in lending advising.

Course competences
Operating in a workplace
Business competence

The learning objectives of the course
In this course you will familiarize yourself with principles of lending. You can analyse different options and take well-grounded decisions on the basis of analysis. You can estimate the reliability of financial information and plan lending packages taking into account different viewpoints.

Content

The course contents cover lending, different forms of lending (with collateral - without collateral, pledge-guarantee), reference rates, methods of payback, bank revenue logic, credit policy, differences of credit policy between private customers and companies, LTV (Loan to Value) and RW (Risk-Weighted Assets.

Assessment criteria, satisfactory (1)

-

Assessment criteria, approved/failed

Pass
You understand the basic concepts of lending and can apply them in practical lending advising. You can analyze different lending options and take well-grounded decisions on the basis of analysis. You can estimate the reliability of financial information and plan lending packages taking into account different viewpoints.

Further information

The course is recommended for finance students only.