Banking OperationsLaajuus (5 cr)

Objective

The student understands the business operations of a bank. The student knows the bank’s operational environment. The student understands the earnings logic and the preconditions of profitable banking activities. The student is familiar with the financial legislation and understands its meaning. The student knows the bank’s activities and products so that he/she is has the basic professional skills needed in tasks in the financial sector.

Content

The course contents include financial markets, banking laws, generally accepted banking principles, the finances and profitability of banks, personal sales work in banks, means and systems of payment, loans, asset management and investment services.

Qualifications

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Assessment criteria, satisfactory (1)

5 (Excellent): The student understands the business operations of a bank and knows the bank’s operational environment both theoretically and in practice follows it on a daily basis. The student knows in detail how the profits of a bank are generated. The student is able to name the financial legislation. The student knows the activities and products of a bank and knows how to apply this information in a versatile way and justify arguments when solving practical problems.
4 (Very Good): The student understands the business operations of a bank and knows the bank’s operational environment theoretically. The student knows how the profits of the bank are generated. The student is able to name most of the financial legislation. The student knows the activities and products of a bank and knows how to apply this information accurately and justify arguments when solving practical problems.
3 (Good): The student is aware of the business operations of a bank and knows the core of a bank’s operational environment. The student perceives the main items on how the profits of the bank are generated. The student is able to name the most important financial legislation. The student knows the activities and products of a bank and knows how to apply this information on a basic level when solving practical problems.
2 (Satisfactory): The student recognizes parts of business operations and operational environment of a bank. The student partially perceives how the profits of the bank are generated. The student is able to name some part of the financial legislation. The student knows the activities and products of a bank and knows how to apply this information but the solutions are simple and without different options.
1 (Sufficient): The student recognizes parts of business operations and the operational environment of a bank but the picture is scattered. The student does not clearly understand how the profits of a bank are generated. The student does not know the financial legislation. The student knows some of the activities and products of a bank but is not able to apply this knowledge when solving practical problems.
0 (Fail): The student does not perceive what the bank’s business operations are and what the bank’s operational environment is. Nor does he/she understand how the profits of the bank are generated. The student does not know the financial legislation. The student is not aware of the activities and products of a bank.